RV and Travel Trailer

Embrace the Great Outdoors with Confidence!

When it comes to your motorcycle or RV, we understand that they're not just modes of transportation or vehicles for leisure; they're an extension of your adventurous spirit and a source of immeasurable joy. At the Gansfuss Agency, we're here to ensure that the fun never stops, no matter what comes your way.

RV insurance provides coverage for various aspects of your recreational vehicle, ensuring that you and your property are protected. Here are some common coverages included in RV insurance: Motorhomes and travel trailers have different needs

Bodily Injury Liability: This coverage protects you and other insured drivers if you injure someone in a covered accident for which you are legally liable.

Property Damage Liability: Covers you and other insured drivers if you damage someone else's property in a covered accident for which you are legally liable.

Collision Coverage: Helps pay for damages to your RV when it is involved in a covered accident.

Comprehensive Coverage: Covers damage to your RV caused by non-collision incidents such as fire, theft, vandalism, falling objects, and flood.

Personal Effects Coverage: Protects personal property inside your RV that is damaged or destroyed as a result of a covered collision or comprehensive loss.

Medical Payments Coverage: Covers necessary medical treatment for injuries sustained by you or your passengers in a covered accident.

Personal Injury Protection (PIP): Covers medical expenses, rehabilitation, funeral expenses, work loss, survivors' loss, and essential services if you or your passengers are involved in a covered accident. PIP coverage varies by state and is often referred to as "no-fault" insurance.

Uninsured & Underinsured Motorist Coverage: Provides coverage if you or your passengers are injured by a driver who has no insurance or does not have sufficient insurance to cover the damages.

Towing and Labor Costs Coverage: Covers the cost of on-the-spot labor and towing if your RV breaks down.

Total Loss Replacement: Replaces your RV with a new one of the same model year or newer and of the same value if your RV is totaled.

Vacation Liability: Provides liability protection if someone is injured in or around your RV while you are on vacation.

Emergency Expense: Covers travel expenses, such as transportation and hotel costs, if your RV becomes disabled due to a covered loss more than 50 miles from home.

Full Timer's Liability Coverage: Provides liability coverage similar to homeowners insurance when your RV is used as a permanent residence for more than six months per year.

Pet Coverages: Provides coverage if your cat or dog is injured in an accident while inside your RV.

It's important to review your specific RV insurance policy to understand the coverage

At the Gansfuss Agency, we appreciate the value of your "toys" and consider them treasures worth safeguarding. We take pride in offering personalized attention and tailoring coverage to your unique needs. Our goal is to ensure that you can fully embrace the great outdoors, knowing that your RVs are protected against unforeseen events. Don't leave the fate of your treasures to chance. Contact us today to explore your insurance options and discover the unparalleled service and expertise we provide. Let us be your partner in preserving the joy and excitement of your outdoor adventures!