Motorcycle, Snowmobile, ATV/UTV, & Golf Cart
Motorcycle insurance is available for a wide range of motorcycles, including various types and models. Insurance companies typically offer coverage for most motorcycles, including but not limited to:
Cruisers: These are typically larger motorcycles designed for comfortable long-distance rides, with a relaxed riding position.
Sport Bikes: These motorcycles are built for speed and agility, with a focus on performance. They are characterized by their aerodynamic design and powerful engines.
Touring Bikes: Touring motorcycles are designed for long-distance travel and offer features like spacious storage, comfortable seating, and wind protection.
Dirt Bikes: Dirt bikes are off-road motorcycles used for motocross, trail riding, and other off-road activities. They have lightweight frames and specialized tires for off-road terrain.
Mopeds and Scooters: Mopeds and scooters are smaller, lightweight motorcycles with engines typically below 50cc. They are popular for urban commuting.
Custom Motorcycles: Insurance companies also provide coverage for custom motorcycles that have been modified or customized by the owner, often to suit their personal preferences and style.
Vintage or Classic Motorcycles: Insurance coverage is available for motorcycles that are more than 25 years old, including vintage and classic models.
It's important to note that coverage options and availability may vary between insurance companies. When seeking motorcycle insurance, it's advisable to consult with insurance providers to understand the specific coverage options and requirements for your motorcycle type and model.
ATV, snowmobile, and golf cart insurance coverage is designed to provide protection in the event of an accident or damage. Here are the key coverage options typically included in these insurance policies:
ATV Insurance:
Liability Coverage: This coverage helps protect you if you're at fault in an accident that causes injury or property damage to others.
Collision Coverage: It covers the cost of repairs or replacement if your ATV is damaged in a collision with another vehicle or object.
Comprehensive Coverage: This coverage helps protect against non-collision incidents such as theft, vandalism, fire, or damage caused by weather events.
Uninsured/Underinsured ATV Coverage: This coverage can help protect you if you're involved in an accident with
another ATV rider who doesn't have insurance or has inadequate coverage.
Snowmobile Insurance: Snowmobile insurance typically offers similar coverage options to ATV insurance, including liability, collision, comprehensive, and uninsured/underinsured coverage. The coverage is tailored to protect snowmobiles and riders from specific risks associated with winter recreational activities.
Golf Cart Insurance: Golf cart insurance provides coverage for golf carts used for personal transportation, either on golf courses or in residential areas. The coverage options may include liability, collision, comprehensive, and additional coverages similar to ATV and snowmobile insurance.